Insurance and Financing

We understand financing mental health care services can be challenging. Confluence admissions staff are available to help families navigate and better understand the insurance landscape as it relates to behavioral healthcare services. Although Confluence is a private pay residential treatment center and does not bill insurance directly, it is possible to seek reimbursement for all or portions of the program costs from insurance carriers.

Please call our Admission staff to learn more about insurance coverage and financing options at 802.727.0019


Health Insurance

Confluence Behavioral Health is a state licensed residential treatment center providing intermediate mental health care. Although Confluence does not directly bill private insurers, intermediate mental health care services are often covered by private insurers. Depending on the specific plan and policy terms, individuals may seek to gain pre-authorization from their carrier or submit a claim after service. Confluence Behavioral Health will provide assistance and necessary documentation to support claims made to private insurers.


Claims Management

Confluence highly recommends families seeking reimbursement from insurance carriers to work with outside claims management services. These companies know how to successfully navigate the insurance processes to ensure families receive as much reimbursement as is possible. 

SJ Health Insurance Advocates and Denials Management, Inc are two companies working directly for families to manage pre-authorizations, billing, claims and appeals. 


Private healthcare lenders can assist those seeking to finance mental health care services. Prosper Healthcare Lending is a leading financing company for behavioral health care services

Healthcare Lending


Call 802.727.0019 to speak with an admission staff today